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    <title>Sense with Cents</title>
    <link>https://payrollhelp.us</link>
    <description>Payroll rules, common mistakes, and real-world insight from Dennis Pearson, developer of Medlin Payroll Software.</description>
    <language>en-us</language>
    <managingEditor>dennis@payrollhelp.us (Dennis Pearson)</managingEditor>
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    <item>
      <title>The Cost of &quot;If It Ain&apos;t Broke&quot;</title>
      <link>https://payrollhelp.us/qa/keep-software-current.html</link>
      <description>Software that still opens is not the same as software you should still be using. The cost of skipping updates rarely shows up until something goes wrong.</description>
      <pubDate>Thu, 10 Apr 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/keep-software-current.html</guid>
    </item>

    <item>
      <title>The 941 E-File PIN: What You Need to Know</title>
      <link>https://payrollhelp.us/qa/941-efile-pin.html</link>
      <description>The PIN used to e-file Form 941 is not like any other IRS PIN. It is a legal signature — and using the wrong one, or someone else's, is not permitted.</description>
      <pubDate>Sun, 06 Apr 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/941-efile-pin.html</guid>
    </item>

    <item>
      <title>Learning or Declining: There Are Only Two States of Knowledge</title>
      <link>https://payrollhelp.us/qa/learning-or-declining.html</link>
      <description>A mentor's simple statement has guided decades of work: we are either learning or declining. There is no static experience, no plateau where knowledge simply holds.</description>
      <pubDate>Tue, 31 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/learning-or-declining.html</guid>
    </item>

    <item>
      <title>Be Proud of Paying Your Employees for Jury Duty</title>
      <link>https://payrollhelp.us/qa/jury-duty-pay.html</link>
      <description>Jury duty is an inconvenience for scheduling. It is also a cornerstone of the justice system. Be proud of supporting your employees through it — and handle the pay correctly.</description>
      <pubDate>Tue, 31 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/jury-duty-pay.html</guid>
    </item>

    <item>
      <title>To Print or Not to Print, There Is NO Question!</title>
      <link>https://payrollhelp.us/qa/to-print-or-not-to-print.html</link>
      <description>Do you really need to print and retain payroll records on paper? Absolutely. Here's why paper is still king — and what the electronic recordkeeping rules actually say.</description>
      <pubDate>Tue, 31 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/to-print-or-not-to-print.html</guid>
    </item>

    <item>
      <title>Do You Really Have a Backup?</title>
      <link>https://payrollhelp.us/qa/do-you-really-have-a-backup.html</link>
      <description>Most business owners think they have a backup. Many discover too late they don't. An untested backup may be worse than no backup at all — because of false hope.</description>
      <pubDate>Tue, 31 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/do-you-really-have-a-backup.html</guid>
    </item>

    <item>
      <title>DIY Payroll vs. Payroll Service: Which Is Right for Your Business?</title>
      <link>https://payrollhelp.us/qa/diy-payroll-vs-payroll-service.html</link>
      <description>Should you do payroll yourself or hire a service? The honest answer depends on your business — and not everybody will tell you that.</description>
      <pubDate>Tue, 31 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/diy-payroll-vs-payroll-service.html</guid>
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    <item>
      <title>Pay Period, Pay Frequency, and Tax Deposits</title>
      <link>https://payrollhelp.us/qa/pay-period-and-pay-frequency.html</link>
      <description>Choosing the right pay period and pay frequency for your business. Why different employee types may need different schedules, and how a week delay saves you headaches.</description>
      <pubDate>Tue, 31 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/pay-period-and-pay-frequency.html</guid>
    </item>

    <item>
      <title>Employee W-4 and Employer Duties</title>
      <link>https://payrollhelp.us/qa/employee-w4-employer-duties.html</link>
      <description>What are your obligations as an employer when an employee submits a W-4? What happens when they claim withholding was wrong?</description>
      <pubDate>Fri, 13 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/employee-w4-employer-duties.html</guid>
    </item>

    <item>
      <title>Bonus Pay: Separate Check or Not?</title>
      <link>https://payrollhelp.us/qa/bonus-pay-separate-check-or-not.html</link>
      <description>Should you pay bonuses on a separate check? The common sense answer on bonus pay, supplemental withholding, and keeping payroll simple.</description>
      <pubDate>Fri, 13 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/bonus-pay-separate-check-or-not.html</guid>
    </item>

    <item>
      <title>Minister/Clergy Housing Allowance and Payroll</title>
      <link>https://payrollhelp.us/qa/minister-clergy-housing-allowance.html</link>
      <description>How the minister and clergy housing allowance works in payroll. What to report, what not to report, and common mistakes.</description>
      <pubDate>Fri, 13 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/minister-clergy-housing-allowance.html</guid>
    </item>

    <item>
      <title>Greater Than 2% S-Corp Shareholders and Health Insurance</title>
      <link>https://payrollhelp.us/qa/s-corp-shareholder-health-insurance.html</link>
      <description>How health insurance premiums work for S-Corp shareholders owning more than 2%. W-2 reporting, tax treatment, and common mistakes.</description>
      <pubDate>Fri, 13 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/s-corp-shareholder-health-insurance.html</guid>
    </item>

    <item>
      <title>To AI or Not to AI, There Is NO Question</title>
      <link>https://payrollhelp.us/qa/to-ai-or-not-to-ai.html</link>
      <description>There is no question about whether to use AI. The question is how to use it well.</description>
      <pubDate>Mon, 10 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/to-ai-or-not-to-ai.html</guid>
    </item>

    <item>
      <title>There Is No Such Thing as a Payroll Crisis</title>
      <link>https://payrollhelp.us/qa/no-such-thing-as-a-payroll-crisis.html</link>
      <description>One bit of advice learned early on: there is no such thing as a payroll crisis. There is nothing which cannot be handled tomorrow, with one exception.</description>
      <pubDate>Mon, 10 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/no-such-thing-as-a-payroll-crisis.html</guid>
    </item>

    <item>
      <title>FLSA OT (QOC) and Agricultural Employees</title>
      <link>https://payrollhelp.us/qa/flsa-ot-qoc-agricultural-employees.html</link>
      <description>Most ag workers are NOT eligible for OT under FLSA rules, which means most cannot use the QOC deduction. Another loophole in a law the public is learning has plenty of holes.</description>
      <pubDate>Mon, 10 Mar 2026 00:00:00 -0700</pubDate>
      <guid>https://payrollhelp.us/qa/flsa-ot-qoc-agricultural-employees.html</guid>
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